Home Based Business Hair & Nail Salons Medical Offices Restaurants Retail Stores

Merchant Account For Your New Business

Congratulations – You have decided to seek the American dream and open up a new business. It is this entrepreneurial spirit that is the backbone of this country. In order for your new business to grow and thrive it is important for you to establish a merchant account in order to accept credit cards and debit cards from your customers. I am thrilled that you found the Credit Card Processing Services website which tells you about our great programs for a new business to open a merchant account.

Please let me tell you about our three most popular programs for new merchants. The first is for storefront type merchants such as retail stores, restaurants, or medical offices where we offer the best merchant account rates in the business combined with a free credit card terminal and contactless reader. The second is for mobile merchants such as craft vendors, artists, and on the road contractors in which we offer great swiped rates combined with a free wireless terminal. The third program is for merchants where most of their sales are manually keyed such as low risk websites or business offices and for you I offer very competitive keyed rates combined with a free virtual terminal.

1. Free Terminal for Retail Stores, Restaurants, and Medical Offices

This program is available for any retail storefront business, medical practice, or restaurant. The equipment that we will send to you is a brand new state of the art Ingenico iCT220 terminal and printer combination with a retail value of approximately $450.00. We will even program it for free and ship it to you via FedEx second day air at no cost to you. The Ingenico iCT220 is a dual comm. unit so you can process either using regular dial up through your phone line by dialing a toll-free authorization number or connecting it to your broadband/DSL service for super quick high speed transaction time. Even if you don’t have Internet service at your business now, when you get it in the future the terminal will automatically recognize the connection – pretty smart!

The Ingenico iCT220 uses thermal paper available at every office supply store like Staples and no ribbons are required. The paper roll case is the new clam shell design so you just drop the roll in and close it without having to feed the paper through and getting it jammed.

The speed of this terminal is unbelievable. Average transaction time for IP is under 3 seconds and even old-fashioned dial up is consistently 5.9 seconds which is twice as fast as other dial up units. Once a transaction is approved it prints in lightening speed of 18 lines per second so a customer receipt prints in just 1.5 seconds. End of day reports take only a few seconds to print. The terminal is so quiet you can’t believe it actually is printing.

The Ingenico iCT220 is the easiest terminal to use ever made. There is an easy to read backlit dedicated key for all of the major functions such as refunds, voids, settlement, etc. No more stupid instruction books that might as well be written in Chinese that they are so hard to understand. The green enter key is large and in just the right place.

This terminal conforms to the highest security requirements and is PCI-PTS 2.x and 3.x compliant giving you the peace of mind that your customers' transactions will travel securely into the processing network. This is extremely important as it meets the EMV requirements effective October 2015 that the vulnerable party in a transaction is liable for any security breach. This will get you off that hook.

Got Questions? Call Toll-Free

1-800-717-1245

 


Yes - I'm Ready to Sign Up

 
I Want More Info
I Want More Info
 
 
 


Every Ingenico iCT220 that we ship has PIN-Based debit card capability already encrypted in the terminal so that the customer can simply key in their PIN into the terminal’s keypad. At your option we would be happy to add an encrypted external PIN-Pad for just $5.00 per month to make it easier for your customers to input their PIN

.

This Ingenico iCT220 is yours to use for free for as long as you process with us that we hope will be for many years. It doesn’t get much better than that!

The good news continues because the merchant account program we will set up is one of the best in the industry. Your transactions will be processed on the Global Payments network. Global Payments is one of the top networks and has excellent 24/7 toll free merchant support. As an added bonus, we will arrange for you to be able to view all of your transaction data online using Global Access Advantage. Cost for this valuable service – Free!

As you can see from the pictures below the iCT220 is EMV ready to be able to accept all of the new chip based cards that are now being issued in addition to all of the current mag-stripe cards currently in the marketplace. Depending upon the card the customer can either wave it over the terminal or it can be entered into the front facing chip reader slot. In addition it accepts NFC near frequency transactions so you are also ready to accept cards using Apple Pay™.

Finally, I am sure that you are thinking that since the terminal is free that maybe the rates are higher to make up for it. More good news – the pricing for this program is extremely competitive and usually less than other companies selling or leasing expensive equipment.

Here is the pricing:

MasterCard & Visa Debit / Check / Prepaid (Non- PIN Based)
.59 % + .28 per Transaction
MasterCard & Visa Credit Cards (Qualified Swiped )
1.69 % + .18 per Transaction
MasterCard & Visa Credit Cards (Mid-Qualified – Rewards Cards)
2.69 % + .18 per Transaction
MasterCard & Visa Credit Cards (Non-Qualified – Business Cards)
2.99 % + .18 per Transaction
Dues & Assessments
0.11 % (11 Basis Points)
Access Fees
2 Cents
External PIN Pad for Debit Cards (Optional)
$5.00 per Month
Debit Cards (With PIN)
15 Cents plus Network Fee
Discover Card (Almost the Same Rates as MasterCard & Visa)
Included Automatically
Monthly Minimum (Equates to Approx. $1500 in Sales)
$25.00
Monthly Service Fee
$7.50
Daily Batch Fee
10 Cents
24/7 Toll-Free Tech Support
Included
Application Fee
None
Setup Fee
None
Annual Fee
None
Termination Fee (Month to Month)
None
Ingenico Credit Card Terminal
Free Placement
Equipment Shipping
Free
Terminal Training
Included
Above Pricing Accurate as of:
October 2014
• As an option we are able to setup your American Express account.

2. Free Wireless Terminal for Mobile Merchants

If you own a serious “on the road” business then we have a serious processing program designed just for you. This is not a program for the amateur hobbyist, but rather for those professional road warriors who earn their livelihood selling in locations where landlines are just not practical. This unit is perfect for everyone from limo drivers, artists and craft vendors, pizza deliverers, kiosk sales, trade show sales, and home repair companies.

Our solution is the Ingenico iWL 255 wireless battery powered terminal and printer combination with national wireless service on the GPRS network. It also has a phone port for regular landlines and a power cord plug in electric when available. This top of the line terminal is fast, compact, lightweight, and feature rich. This amazing terminal from fits in the palm of your hand and is so lightweight and compact that it can even fit in your pocket. It allows you to perform all the major functions you would expect including credit, debit, and gift cards offering EMV Chip & PIN, MagStripe, NFC, and Contactless. It includes the highest level of encryption so that all transactions are transmitted securely. The iWL 255 has a large easy to read display screen and through its menu driven prompts and function specific hot keys easily walks you through each transaction type. Once a sale is approved the terminal will print a receipt for the customer to sign and a second receipt for the merchant. A variety of reports is available to print not just today’s totals but batch detail for the past 60 days. The iWL 255 features a fast 30 lines per second thermal printer and contains a battery that will usually last for days without needing a recharge.

A major reason for going wireless is that your swiped transactions will qualify for the favorable low rates not available for manually keyed sales. Credit Card Processing Services knows that if you are a serious road warrior then we had better come up with a great processing program to complement the free wireless Ingenico iWL 255. Well, here is our excellent pricing program:

MasterCard & Visa Debit / Check / Prepaid
(Non- PIN Based)
.59 % + .28 per Transaction
MasterCard & Visa Credit Cards
(Qualified Swiped )
1.69 % + .18 per Transaction
MasterCard & Visa Credit Cards
(Mid-Qualified – Rewards Cards)
2.69 % + .18 per Transaction
MasterCard & Visa Credit Cards
(Non-Qualified – Business Cards)
2.99 % + .18 per Transaction
Dues & Assessments
0.11 % (11 Basis Points)
Access Fees
2 Cents
Discover Card
(Almost the Same Rates as MasterCard & Visa)
Included Automatically
American Express
(Inquire About Rate for Your Business Type)
15 Cents per Transaction
Monthly Minimum
(Equates to Approx. $1500 in Sales)
$25.00
Monthly Service Fee
$10.00
Daily Batch Fee
10 Cents per batch
24/7 Toll-Free Tech Support
Free
Application Fee
None
Setup Fee
None
Annual Fee
None
Ingenico iWL255 Wireless Credit Card Terminal
Free Placement
Monthly GPRS Wireless Fee
$15.00
Wireless Transaction Fee
5 Cents
Terminal Shipping
Free
Terminal Training
Free
Above Pricing Accurate as of
October 2014
 

The Ingenico iWL255 terminal will be shipped to you via Federal Express 2 day service at no cost to you. In fact if the terminal should ever malfunction it will be replaced for free. It doesn’t get much better than that.

3. Free Virtual Terminal for Home-Based or Office Merchants

 

Authorize.Net®

Limited Time Special - Free Setup!!!

Authorize.Net Setup
Free
Monthly Gateway Fee
$19.00
Per Transaction
10 Cents
Advanced Fraud Detection Suite
Free
Automated Recurring Billing
Free
Customer Information Manager
Free

If you want to sell your product or service over the Internet and process credit cards in real-time or simply use a virtual terminal to key in sales, then you have come to the right place. Credit Card Processing Services (CCPS) is proud to be a certified reseller of the world’s leading real-time payment gateway solution, Authorize.Net, and we combine it with an outstanding program for becoming a credit card merchant. Authorize.Net’s Internet based authorization and payment gateway is currently used by well over 400,000 merchants and last year processed over 300 million online payments worth over $25 billion.

Authorize.Net provides your business with an ecommerce payment gateway that enables you to authorize, process, and manage credit card and electronic check transactions in a real-time online environment. You can process your transactions from any computer with an Internet connection and a web browser. Transactions are transmitted over a secure, encrypted Internet connection.

Authorize.Net is compatible with every major shopping cart program and is already integrated with many of the leading shopping cart programs. When integrated with a shopping cart your sales can be processed in real-time once your customers pushes the submit order button. In addition, we setup every Authorize.Net account to include the Authorize.Net Virtual Terminal. You simply logon to the secure server with your unique User Name and Password and manually complete the encrypted electronic form that provides the Authorize.Net system with the information it needs to complete the transaction. Within 5 seconds of submission you will receive an authorization number and then can print a record of that transaction. The Authorize.Net online reporting system allows you to check the status of transactions, automatically bill customers for recurring charges, or run a variety of valuable reports right from the Authorize.Net Virtual Terminal. On a daily basis you will receive a report of settled transactions.

Included at no additional cost are several valuable features that are described in detail by clicking on the buttons on the right. These include the Advanced Fraud Detection Suite™, Automated Recurring Billing, the Customer Information Manager (CIM), and the mPOS mobile phone app.

Once CCPS sets up your Authorize.Net merchant account you will always have free technical support directly from Authorize.Net via either a toll-free number (5 AM to 5 PM PST M-F), via online live chat, or via email with email inquiries responded to within 12 hours, which is in addition to the 24/7/365 support we will provide for your merchant account. So in summary, you will be totally supported by experts so that you can concentrate on making profits for your business.

What are the processing charges for our Free Virtual Terminal program?

MasterCard & Visa Debit / Check / Prepaid (Non- PIN Based)
.59 % + .28 per Transaction
MasterCard & Visa Credit Cards
(Qualified Keyed)
2.29 % + .18 per Transaction
MasterCard & Visa Credit Cards
(Mid-Qualified – Rewards Cards)
2.49 % + .18 per Transaction
MasterCard & Visa Credit Cards
(Non-Qualified – Business Cards)
2.59 % + .18 per Transaction
Dues & Assessments
0.11 % (11 Basis Points)
Access Fees
2 Cents
Discover Card
(Almost the Same Rates as MasterCard & Visa)
Included Automatically
American Express
(Inquire About Rate for Your Business Type)
15 Cents per Transaction
Monthly Minimum
(Equates to Approx. $1500 in Sales)
$25.00
Monthly Service Fee
$10.00
Daily Batch Fee
10 Cents per batch
24/7 Toll-Free Tech Support
Free
Application Fee
None
Setup Fee
None
Annual Fee
None
Above Pricing Accurate as of
October 2014

 

Now that you have read about our exciting programs we invite you to start the application process by completing the Merchant Application Worksheet. Should you have any questions please feel free to either call Kevin at 215-489-7878, toll-free at 800-717-1245 or send an email to Kevin@mcvisa.com.

     

Today is
It is the perfect day to select CCPS
for your credit card processing.

Credit Card Processing Services, Inc. is a
Registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA

© Credit Card Processing Services, Inc.